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Privacy Policy :

We at Colton, Downey & Associates, Inc. know how important your personal privacy is to you. Because of our interest in protecting your privacy, we have adopted the following policy. Under provisions of the Gramm-Leach-Bliley Act, we are required to disclose our Privacy Policy to all of our customers. We hope the following statement will assist you in understanding the measures we take to protect your personal information.

1. Colton, Downey & Associates, Inc, as a member of the financial services industry, has been and continues to be subject to federal and state privacy laws regarding the collection and exchange of your insurance information.

2. We collect, retain and use information about our customers to execute the insurance market search and placement of the insurance coverages their needs/risks require. We collect non-public personal information about you from the following sources:

a) Information we receive from you on applications or other forms;
b) Information about your transactions with us, our affiliates or others; and
c) Information we receive from a consumer reporting agency.

3. In doing so, Colton, Downey & Associates, Inc. exchanges such information only with other insurance related parties that are similarly obligated under state and federal privacy laws and have in place the appropriate procedures to keep all treatments and exchanges of your information within the requirements of these laws.

We may disclose the following kinds of nonpublic personal information about you:

a) Information we receive from you on applications or other forms, such as your name, address, social security number, assets, income, and beneficiary information;
b) Information about your transactions with us, our affiliates or others, such as your policy coverage, premiums and payment history; and
c) Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

We know you have other choices when it comes to insurance and financial services. That is why we at Colton, Downey & Associates, Inc. appreciate your decision to place your financial service needs with us. We will always value your privacy and will never disclose any personal information to anyone except as needed to place your insurance coverage.

Should you have any questions, please do not hesitate to call.